Loan Repayment Options
Debit from Your Checking or Savings Account
To assist you in making timely payment, click here to download an
ACH Automatic Debit Authorization form that will allow HESAA to automatically debit your checking account or savings account. This will eliminate the need to write a check every month.
Credit Card Payments
HESAA accepts several major credit cards and also accepts debit cards. Your credit card may also add finance charges that might exceed the interest rate on your loan. While it’s easy to put your loan payment on your credit card, remember that credit cards are just a different form of borrowing. If you fail to pay off your balance in full each month, you will be charged interest on your unpaid balance. Wise use of your credit cards will help you maintain a solid credit rating and avoid financial problems.
To make a payment by credit card go to the credit card processor for the State of New Jersey. A service fee of 2.00% plus $0.50 will be charged. Please click here to continue:
https://njportal.com/HESAA/LoanPayments/.
Mailing Payments
You can mail a payment to HESAA, at the following addresses:
HESAA
PO Box 544
Trenton, NJ 08625
Employers who withheld Administrative Wage Garnishments, from their employee’s paycheck can send the payments to HESAA at:
Employer Garnishment Payments
PO Box 529
Newark, NJ 07101-0529
